Insurance as a love language?

Time to face the facts, says three financial experts chiming in on Valentine’s Day engagements: a prenuptial agreement is the new something blue.   

“Just like anybody would get insurance on very expensive assets, a prenup is like insurance for your marriage. A prenup protects your money in ways that can save you a lot of headache in the future, and experts agree it’s an important investment in a romantic relationship,” Time magazine wrote in a feature Monday, a day responsible for roughly 10% of engagements.

(Puccini. Now cut to Beethoven's 5th Symphony.)

“If you have the type of partner who’s not willing to entertain the idea [of a prenup], that’s a red flag,” says Jannese Torres-Rodriguez, host of the Yo Quiero Dinero podcast and one of the three experts on a wedded bliss must-do. “If you can’t talk openly about money in your relationships, you probably won’t be able to talk openly about a lot of other important topics.”